Credicorp
Credicorp
BAP
NYSE
183.00
USD
0.02%
About
Credicorp Ltd is a Peru-based financial services holding company. The Company is organized into four lines of business: Universal Banking, Insurance and Pensions that mainly serve the overall Peruvian market, Microfinance and Investment Banking and Wealth Management that have a strong presence in Latin America.
The Company has leveraged its franchises and has consolidated into a Group with more than 36,000 employees and operations mainly in six countries: Peru, Bolivia, Colombia, Chile, Panama and the United States..
Financials Amount (in millions)
Income statement
Balance sheet
Cash flow
Ratios
| Price and Volume | |
|---|---|
| Volume | |
| Ten Day Average Volume | 172.5K |
| Three Month Average Volume | 4.7M |
| High Low | |
| Fifty-Two Week High | 180.21 USD |
| Fifty-Two Week Low | 116.42 USD |
| Fifty-Two Week High Date | 10 May 2024 |
| Fifty-Two Week Low Date | 13 Nov 2023 |
| Price and Volume | |
| Current Price | 178.35 USD |
| Beta | 1 |
| Relative Price Change | |
| Four Week Relative Price Change | 4.04% |
| Thirteen Week Relative Price Change | 0.80% |
| Twenty-Six Week Relative Price Change | -5.65% |
| Fifty-Two Week Relative Price Change | 0.64% |
| Year-to-Date Relative Price Change | 0.45% |
| Price Change | |
| One Day Price Change | 2.64% |
| Thirteen Week Price Change | 7.88% |
| Twenty-Six Week Price Change | 3.75% |
| Five Day Price Change | 5.13% |
| Fifty-Two Week Price Change | 26.10% |
| Year-to-Date Price Change | 18.96% |
| Month-to-Date Price Change | 4.52% |
| Per Share Data | |
|---|---|
| Book Value | |
| Book Value Per Share (Last Fiscal Year) | 108.9438 USD |
| Book Value Per Share (Most Recent Quarter) | 108.819 USD |
| Tangible Book Value Per Share (Last Fiscal Year) | 98.11823 USD |
| Tangible Book Value Per Share (Most Recent Quarter) | 97.75627 USD |
| EBITD | |
| EBITD Per Share (Trailing Twelve Months) | 33.08135 USD |
| Revenue | |
| Revenue Per Share (Last Fiscal Year) | 67.64794 USD |
| Revenue Per Share (Trailing Twelve Months) | 71.32867 USD |
| Dividend | |
| Dividend Per Share (Last Fiscal Year) | -99999.99 USD |
| Dividend Per Share (Trailing Twelve Months) | 0 USD |
| Dividend Per Share (5 Year) | -99999.99 USD |
| Earnings Per Share | |
| Excluding Extraordinary Items (Last Fiscal Year) | 16.2973 USD |
| Excluding Extraordinary Items (Trailing Twelve Months) | 16.52965 USD |
| Normalized (Last Fiscal Year) | 16.63956 USD |
| Basic Excluding Extraordinary Items (Last Fiscal Year) | 16.33374 USD |
| Basic Excluding Extraordinary Items (Trailing Twelve Months) | 16.54811 USD |
| Including Extraordinary Items (Last Fiscal Year) | 16.2973 USD |
| Including Extraordinary Items (Trailing Twelve Months) | 16.52965 USD |
| Cash | |
| Cash Per Share (Last Fiscal Year) | 113.8807 USD |
| Cash Per Share (Most Recent Quarter) | 117.0438 USD |
| Cash Flow Per Share (Last Fiscal Year) | 19.00326 USD |
| Cash Flow Per Share (Trailing Twelve Months) | 19.1378 USD |
| Free Cash Flow Per Share (Trailing Twelve Months) | -11.27634 USD |
| Margins | |
|---|---|
| Cash Flow Revenue | |
| Cash Flow Revenue (5 Year) | 17 |
| Cash Flow Revenue (Trailing Twelve Months) | -16 |
| Pretax Margin | |
| Pretax Margin (Trailing Twelve Months) | 32.72% |
| Pretax Margin (Last Fiscal Year) | 33.91% |
| Pretax Margin (5 Year) | 29.22% |
| Gross Margin | |
| Gross Margin (Last Fiscal Year) | -99,999.99% |
| Gross Margin (Trailing Twelve Months) | -99,999.99% |
| Gross Margin (5 Year) | -99,999.99% |
| Operating Margin | |
| Operating Margin (Last Fiscal Year) | 33.91% |
| Operating Margin (Trailing Twelve Months) | 32.72% |
| Operating Margin (5 Year) | 29.22% |
| Net Profit Margin | |
| Net Profit Margin (Last Fiscal Year) | 24.56% |
| Net Profit Margin (Trailing Twelve Months) | 23.61% |
| Net Profit Margin (5 Year) | 20.92% |
| Growth | |
|---|---|
| Book Value | |
| Book Value Per Share (5 Year) | 6.37% |
| Tangible Book Value (5 Year) | 6.06% |
| Free Operating Cash Flow | |
| Free Operating Cash Flow (5 Year) | -99,999.99% |
| Revenue | |
| Revenue Change MRQ vs 1 Year Ago | 6.06% |
| Revenue Growth (3 Year) | 10.28% |
| Revenue Change (Trailing Twelve Months) | 11.97% |
| Revenue Per Share Growth | 6.15% |
| Revenue Growth (5 Year) | 17.64% |
| Capital Spending Debt | |
| Capital Spending (5 Year) | 13.87% |
| Total Debt (5 Year) | 9.71% |
| Dividends | |
| Dividend Growth (3 Year) | -99,999.99% |
| Earnings Per Share | |
| EPS Change MRQ vs 1 Year Ago | -4.34% |
| EPS Change (Trailing Twelve Months) | -4.66% |
| EPS Growth (3 Year) | 4.09% |
| EPS Growth (5 Year) | 141.13% |
| EBITDA | |
| EBITDA (5 Year) | 7.07% |
| EBITDA (5 Year Interim) | 5.84% |
| Net Profit Margin | |
| Net Profit Margin Growth (5 Year) | -1.99% |
| Valuation | |
|---|---|
| Total Price to Book | |
| Price to Tangible Book (Last Fiscal Year) | 2 |
| Price to Tangible Book (Most Recent Quarter) | 2 |
| Price to Free Cash Flow | |
| Price to Free Cash Per Share (Last Fiscal Year) | 57 |
| Price to Free Cash Per Share (Trailing Twelve Months) | -100,000 |
| Net Debt | |
| Net Debt (Most Recent Quarter) | 907.1M |
| Net Debt (Last Fiscal Year) | 853.9M |
| Price to Sales | |
| Price to Sales (Last Fiscal Year) | 3 |
| Price to Sales (Trailing Twelve Months) | 2 |
| Price to Earnings | |
| PE Excluding Extraordinary Items (Last Fiscal Year) | 11 |
| PE Normalized (Last Fiscal Year) | 11 |
| PE Basic Excluding Extraordinary Items (Trailing Twelve Months) | 10 |
| PE Excluding Extraordinary Items High (Trailing Twelve Months) | 139 |
| PE Excluding Extraordinary Items Low (Trailing Twelve Months) | 8 |
| PE Including Extraordinary Items (Trailing Twelve Months) | 11 |
| Dividends | |
| Dividend Yield (5 Year) | -99,999.99% |
| Dividend Yield | 5.21% |
| Current Dividend Yield | 0.00% |
| Price to Book | |
| Price to Book (Last Fiscal Year) | 2 |
| Price to Book (Most Recent Quarter) | 2 |
| Financial Strength | |
|---|---|
| Debt to Equity | |
| Long Term Debt to Equity (Last Fiscal Year) | 83 |
| Long Term Debt to Equity (Most Recent Quarter) | 94 |
| Payout Ratio | |
| Payout Ratio (Last Fiscal Year) | 40.98% |
| Payout Ratio (Trailing Twelve Months) | 0.00% |
| Quick Ratio | |
| Quick Ratio (Last Fiscal Year) | -100,000 |
| Quick Ratio (Most Recent Quarter) | -100,000 |
| Enterprise Value | |
| Current Enterprise Value to Free Cash Flow (Last Fiscal Year) | -100,000 |
| Current Enterprise Value to Free Cash Flow (Trailing Twelve Months) | -100,000 |
| Current Ratio | |
| Current Ratio (Last Fiscal Year) | -100,000 |
| Current Ratio (Most Recent Quarter) | -100,000 |
| Free Cash Flow | |
| Free Cash Flow (Last Fiscal Year) | 249.3M |
| Free Cash Flow (Trailing Twelve Months) | -897,650,000 |
| Net Interest Coverage | |
| Net Interest Coverage (Last Fiscal Year) | -100,000 |
| Net Interest Coverage (Trailing Twelve Months) | -100,000 |
| Total Debt to Equity | |
| Total Debt to Equity (Last Fiscal Year) | 114 |
| Total Debt to Equity (Most Recent Quarter) | 118 |
| Management Effectiveness | |
|---|---|
| Return on Assets | |
| Return on Assets (Last Fiscal Year) | 2.09% |
| Return on Assets (Trailing Twelve Months) | 2.08% |
| Return on Assets (5 Year) | 1.62% |
| Return on Equity | |
| Return on Equity (Last Fiscal Year) | 15.83% |
| Return on Equity (Trailing Twelve Months) | 15.79% |
| Return on Equity (5 Year) | 13.13% |
| Return on Investment | |
| Return on Investment (Last Fiscal Year) | -99,999.99% |
| Return on Investment (Trailing Twelve Months) | -99,999.99% |
| Return on Investment (5 Year) | -99,999.99% |