OFG Bancorp
OFG Bancorp
OFG
NYSE
39.59
USD
-0.03%
About
OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services.
The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc.
(OPC)..
Financials Amount (in millions)
Income statement
Balance sheet
Cash flow
Ratios
| Price and Volume | |
|---|---|
| Volume | |
| Ten Day Average Volume | 152.6K |
| Three Month Average Volume | 5.0M |
| High Low | |
| Fifty-Two Week High | 47.57 USD |
| Fifty-Two Week Low | 28.185 USD |
| Fifty-Two Week High Date | 23 Jul 2024 |
| Fifty-Two Week Low Date | 22 Sep 2023 |
| Price and Volume | |
| Current Price | 45.99 USD |
| Beta | 1 |
| Relative Price Change | |
| Four Week Relative Price Change | 2.41% |
| Thirteen Week Relative Price Change | 15.64% |
| Twenty-Six Week Relative Price Change | 15.48% |
| Fifty-Two Week Relative Price Change | 21.69% |
| Year-to-Date Relative Price Change | 3.62% |
| Price Change | |
| One Day Price Change | 1.57% |
| Thirteen Week Price Change | 23.76% |
| Twenty-Six Week Price Change | 26.97% |
| Five Day Price Change | 2.31% |
| Fifty-Two Week Price Change | 52.49% |
| Year-to-Date Price Change | 22.71% |
| Month-to-Date Price Change | 1.25% |
| Per Share Data | |
|---|---|
| Book Value | |
| Book Value Per Share (Last Fiscal Year) | 25.35804 USD |
| Book Value Per Share (Most Recent Quarter) | 26.3673 USD |
| Tangible Book Value Per Share (Last Fiscal Year) | 22.07631 USD |
| Tangible Book Value Per Share (Most Recent Quarter) | 23.10779 USD |
| EBITD | |
| EBITD Per Share (Trailing Twelve Months) | 6.65133 USD |
| Revenue | |
| Revenue Per Share (Last Fiscal Year) | 14.49468 USD |
| Revenue Per Share (Trailing Twelve Months) | 14.98448 USD |
| Dividend | |
| Dividend Per Share (Last Fiscal Year) | 0.86 USD |
| Dividend Per Share (Trailing Twelve Months) | 0.91 USD |
| Dividend Per Share (5 Year) | 0.478 USD |
| Earnings Per Share | |
| Excluding Extraordinary Items (Last Fiscal Year) | 3.8247 USD |
| Excluding Extraordinary Items (Trailing Twelve Months) | 4.06454 USD |
| Normalized (Last Fiscal Year) | 3.87084 USD |
| Basic Excluding Extraordinary Items (Last Fiscal Year) | 3.84849 USD |
| Basic Excluding Extraordinary Items (Trailing Twelve Months) | 4.0992 USD |
| Including Extraordinary Items (Last Fiscal Year) | 3.8247 USD |
| Including Extraordinary Items (Trailing Twelve Months) | 4.06454 USD |
| Cash | |
| Cash Per Share (Last Fiscal Year) | 15.79831 USD |
| Cash Per Share (Most Recent Quarter) | 15.79299 USD |
| Cash Flow Per Share (Last Fiscal Year) | 4.39853 USD |
| Cash Flow Per Share (Trailing Twelve Months) | 4.63955 USD |
| Free Cash Flow Per Share (Trailing Twelve Months) | 6.08863 USD |
| Margins | |
|---|---|
| Cash Flow Revenue | |
| Cash Flow Revenue (5 Year) | 17 |
| Cash Flow Revenue (Trailing Twelve Months) | 41 |
| Pretax Margin | |
| Pretax Margin (Trailing Twelve Months) | 38.58% |
| Pretax Margin (Last Fiscal Year) | 38.48% |
| Pretax Margin (5 Year) | 32.14% |
| Gross Margin | |
| Gross Margin (Last Fiscal Year) | -99,999.99% |
| Gross Margin (Trailing Twelve Months) | -99,999.99% |
| Gross Margin (5 Year) | -99,999.99% |
| Operating Margin | |
| Operating Margin (Last Fiscal Year) | 38.48% |
| Operating Margin (Trailing Twelve Months) | 38.58% |
| Operating Margin (5 Year) | 32.14% |
| Net Profit Margin | |
| Net Profit Margin (Last Fiscal Year) | 26.39% |
| Net Profit Margin (Trailing Twelve Months) | 27.12% |
| Net Profit Margin (5 Year) | 22.38% |
| Growth | |
|---|---|
| Book Value | |
| Book Value Per Share (5 Year) | 5.40% |
| Tangible Book Value (5 Year) | 2.92% |
| Free Operating Cash Flow | |
| Free Operating Cash Flow (5 Year) | 19.53% |
| Revenue | |
| Revenue Change MRQ vs 1 Year Ago | 18.78% |
| Revenue Growth (3 Year) | 12.48% |
| Revenue Change (Trailing Twelve Months) | 21.39% |
| Revenue Per Share Growth | 13.45% |
| Revenue Growth (5 Year) | 11.09% |
| Capital Spending Debt | |
| Capital Spending (5 Year) | 9.22% |
| Total Debt (5 Year) | -91.65% |
| Dividends | |
| Dividend Growth (3 Year) | 45.36% |
| Earnings Per Share | |
| EPS Change MRQ vs 1 Year Ago | 16.63% |
| EPS Change (Trailing Twelve Months) | 8.80% |
| EPS Growth (3 Year) | 20.31% |
| EPS Growth (5 Year) | 42.73% |
| EBITDA | |
| EBITDA (5 Year) | 15.71% |
| EBITDA (5 Year Interim) | 14.11% |
| Net Profit Margin | |
| Net Profit Margin Growth (5 Year) | 4.36% |
| Valuation | |
|---|---|
| Total Price to Book | |
| Price to Tangible Book (Last Fiscal Year) | 2 |
| Price to Tangible Book (Most Recent Quarter) | 2 |
| Price to Free Cash Flow | |
| Price to Free Cash Per Share (Last Fiscal Year) | 9 |
| Price to Free Cash Per Share (Trailing Twelve Months) | 7 |
| Net Debt | |
| Net Debt (Most Recent Quarter) | -735,346,000 |
| Net Debt (Last Fiscal Year) | -743,548,000 |
| Price to Sales | |
| Price to Sales (Last Fiscal Year) | 3 |
| Price to Sales (Trailing Twelve Months) | 3 |
| Price to Earnings | |
| PE Excluding Extraordinary Items (Last Fiscal Year) | 11 |
| PE Normalized (Last Fiscal Year) | 12 |
| PE Basic Excluding Extraordinary Items (Trailing Twelve Months) | 9 |
| PE Excluding Extraordinary Items High (Trailing Twelve Months) | 29 |
| PE Excluding Extraordinary Items Low (Trailing Twelve Months) | 7 |
| PE Including Extraordinary Items (Trailing Twelve Months) | 11 |
| Dividends | |
| Dividend Yield (5 Year) | 1.79% |
| Dividend Yield | 2.17% |
| Current Dividend Yield | 1.98% |
| Price to Book | |
| Price to Book (Last Fiscal Year) | 2 |
| Price to Book (Most Recent Quarter) | 2 |
| Financial Strength | |
|---|---|
| Debt to Equity | |
| Long Term Debt to Equity (Last Fiscal Year) | 0 |
| Long Term Debt to Equity (Most Recent Quarter) | 0 |
| Payout Ratio | |
| Payout Ratio (Last Fiscal Year) | 23.01% |
| Payout Ratio (Trailing Twelve Months) | 23.16% |
| Quick Ratio | |
| Quick Ratio (Last Fiscal Year) | -100,000 |
| Quick Ratio (Most Recent Quarter) | -100,000 |
| Enterprise Value | |
| Current Enterprise Value to Free Cash Flow (Last Fiscal Year) | -100,000 |
| Current Enterprise Value to Free Cash Flow (Trailing Twelve Months) | -100,000 |
| Current Ratio | |
| Current Ratio (Last Fiscal Year) | -100,000 |
| Current Ratio (Most Recent Quarter) | -100,000 |
| Free Cash Flow | |
| Free Cash Flow (Last Fiscal Year) | 236.8M |
| Free Cash Flow (Trailing Twelve Months) | 288.1M |
| Net Interest Coverage | |
| Net Interest Coverage (Last Fiscal Year) | -100,000 |
| Net Interest Coverage (Trailing Twelve Months) | -100,000 |
| Total Debt to Equity | |
| Total Debt to Equity (Last Fiscal Year) | 0 |
| Total Debt to Equity (Most Recent Quarter) | 0 |
| Management Effectiveness | |
|---|---|
| Return on Assets | |
| Return on Assets (Last Fiscal Year) | 1.72% |
| Return on Assets (Trailing Twelve Months) | 1.81% |
| Return on Assets (5 Year) | 1.30% |
| Return on Equity | |
| Return on Equity (Last Fiscal Year) | 16.27% |
| Return on Equity (Trailing Twelve Months) | 16.52% |
| Return on Equity (5 Year) | 11.90% |
| Return on Investment | |
| Return on Investment (Last Fiscal Year) | -99,999.99% |
| Return on Investment (Trailing Twelve Months) | -99,999.99% |
| Return on Investment (5 Year) | -99,999.99% |