RYVYL Inc. is a financial technology company that develops, markets, and sells blockchain-based payment solutions. Its core focus is to develop and monetize disruptive blockchain- based applications, integrated within an end-to-end suite of financial products, capable of supporting a multitude of industries.
Its blockchain-based systems are designed to facilitate, record and store a virtually limitless volume of tokenized assets, representing cash or data, on a secured, immutable blockchain-based ledger. Its products include QuickCard Payment System, Coyni Platform, and ChargeSavvy. QuickCard Payment System is a physical and virtual payment card processing management system, including software that facilitates on and off ramp e-wallet management.
The Coyni Platform offers custodial assurance by utilizing its stablecoin and blockchain technology in a closed-loop ecosystem. ChargeSavvy is its POS solution, comprising both software and hardware for the restaurant and hospitality industry..
| Price and Volume | |
|---|---|
| Volume | |
| Ten Day Average Volume | 53.9K |
| Three Month Average Volume | 1.3M |
| High Low | |
| Fifty-Two Week High | 12.4 USD |
| Fifty-Two Week Low | 0.888 USD |
| Fifty-Two Week High Date | 01 Sep 2023 |
| Fifty-Two Week Low Date | 20 Aug 2024 |
| Price and Volume | |
| Current Price | 1.08 USD |
| Beta | 4 |
| Relative Price Change | |
| Four Week Relative Price Change | -41.92% |
| Thirteen Week Relative Price Change | -31.82% |
| Twenty-Six Week Relative Price Change | -77.16% |
| Fifty-Two Week Relative Price Change | -92.76% |
| Year-to-Date Relative Price Change | -78.08% |
| Price Change | |
| One Day Price Change | 0.93% |
| Thirteen Week Price Change | -27.03% |
| Twenty-Six Week Price Change | -74.88% |
| Five Day Price Change | 18.41% |
| Fifty-Two Week Price Change | -90.92% |
| Year-to-Date Price Change | -74.04% |
| Month-to-Date Price Change | -45.18% |
| Per Share Data | |
|---|---|
| Book Value | |
| Book Value Per Share (Last Fiscal Year) | 3.91716 USD |
| Book Value Per Share (Most Recent Quarter) | 1.27835 USD |
| Tangible Book Value Per Share (Last Fiscal Year) | -1.38754 USD |
| Tangible Book Value Per Share (Most Recent Quarter) | -2.20886 USD |
| EBITD | |
| EBITD Per Share (Trailing Twelve Months) | -1.22376 USD |
| Revenue | |
| Revenue Per Share (Last Fiscal Year) | 12.54206 USD |
| Revenue Per Share (Trailing Twelve Months) | 11.80159 USD |
| Dividend | |
| Dividend Per Share (Last Fiscal Year) | -99999.99 USD |
| Dividend Per Share (Trailing Twelve Months) | 0 USD |
| Dividend Per Share (5 Year) | -99999.99 USD |
| Earnings Per Share | |
| Excluding Extraordinary Items (Last Fiscal Year) | -10.11091 USD |
| Excluding Extraordinary Items (Trailing Twelve Months) | -8.3552 USD |
| Normalized (Last Fiscal Year) | -6.6321 USD |
| Basic Excluding Extraordinary Items (Last Fiscal Year) | -10.11091 USD |
| Basic Excluding Extraordinary Items (Trailing Twelve Months) | -8.3552 USD |
| Including Extraordinary Items (Last Fiscal Year) | -10.11091 USD |
| Including Extraordinary Items (Trailing Twelve Months) | -8.3552 USD |
| Cash | |
| Cash Per Share (Last Fiscal Year) | 2.03103 USD |
| Cash Per Share (Most Recent Quarter) | 0.94621 USD |
| Cash Flow Per Share (Last Fiscal Year) | -9.6248 USD |
| Cash Flow Per Share (Trailing Twelve Months) | -7.82097 USD |
| Free Cash Flow Per Share (Trailing Twelve Months) | 2.02999 USD |
| Margins | |
|---|---|
| Cash Flow Revenue | |
| Cash Flow Revenue (5 Year) | 5 |
| Cash Flow Revenue (Trailing Twelve Months) | 17 |
| Pretax Margin | |
| Pretax Margin (Trailing Twelve Months) | -68.73% |
| Pretax Margin (Last Fiscal Year) | -80.18% |
| Pretax Margin (5 Year) | -102.37% |
| Gross Margin | |
| Gross Margin (Last Fiscal Year) | 39.04% |
| Gross Margin (Trailing Twelve Months) | 38.38% |
| Gross Margin (5 Year) | 42.25% |
| Operating Margin | |
| Operating Margin (Last Fiscal Year) | -62.97% |
| Operating Margin (Trailing Twelve Months) | -65.55% |
| Operating Margin (5 Year) | -87.26% |
| Net Profit Margin | |
| Net Profit Margin (Last Fiscal Year) | -80.62% |
| Net Profit Margin (Trailing Twelve Months) | -70.05% |
| Net Profit Margin (5 Year) | -102.57% |
| Growth | |
|---|---|
| Book Value | |
| Book Value Per Share (5 Year) | -99,999.99% |
| Tangible Book Value (5 Year) | -99,999.99% |
| Free Operating Cash Flow | |
| Free Operating Cash Flow (5 Year) | -99,999.99% |
| Revenue | |
| Revenue Change MRQ vs 1 Year Ago | -19.86% |
| Revenue Growth (3 Year) | 135.42% |
| Revenue Change (Trailing Twelve Months) | 44.96% |
| Revenue Per Share Growth | 82.69% |
| Revenue Growth (5 Year) | 97.69% |
| Capital Spending Debt | |
| Capital Spending (5 Year) | 60.52% |
| Total Debt (5 Year) | 76.79% |
| Dividends | |
| Dividend Growth (3 Year) | -99,999.99% |
| Earnings Per Share | |
| EPS Change MRQ vs 1 Year Ago | 19.44% |
| EPS Change (Trailing Twelve Months) | 29.55% |
| EPS Growth (3 Year) | -99,999.99% |
| EPS Growth (5 Year) | -99,999.99% |
| EBITDA | |
| EBITDA (5 Year) | -99,999.99% |
| EBITDA (5 Year Interim) | -99,999.99% |
| Net Profit Margin | |
| Net Profit Margin Growth (5 Year) | -99,999.99% |
| Valuation | |
|---|---|
| Total Price to Book | |
| Price to Tangible Book (Last Fiscal Year) | -100,000 |
| Price to Tangible Book (Most Recent Quarter) | -100,000 |
| Price to Free Cash Flow | |
| Price to Free Cash Per Share (Last Fiscal Year) | 0 |
| Price to Free Cash Per Share (Trailing Twelve Months) | 1 |
| Net Debt | |
| Net Debt (Most Recent Quarter) | 11.1M |
| Net Debt (Last Fiscal Year) | 3.7M |
| Price to Sales | |
| Price to Sales (Last Fiscal Year) | 0 |
| Price to Sales (Trailing Twelve Months) | 0 |
| Price to Earnings | |
| PE Excluding Extraordinary Items (Last Fiscal Year) | -100,000 |
| PE Normalized (Last Fiscal Year) | -100,000 |
| PE Basic Excluding Extraordinary Items (Trailing Twelve Months) | -100,000 |
| PE Excluding Extraordinary Items High (Trailing Twelve Months) | -100,000 |
| PE Excluding Extraordinary Items Low (Trailing Twelve Months) | -100,000 |
| PE Including Extraordinary Items (Trailing Twelve Months) | -100,000 |
| Dividends | |
| Dividend Yield (5 Year) | -99,999.99% |
| Dividend Yield | -99,999.99% |
| Current Dividend Yield | 0.00% |
| Price to Book | |
| Price to Book (Last Fiscal Year) | 0 |
| Price to Book (Most Recent Quarter) | 1 |
| Financial Strength | |
|---|---|
| Debt to Equity | |
| Long Term Debt to Equity (Last Fiscal Year) | 68 |
| Long Term Debt to Equity (Most Recent Quarter) | 202 |
| Payout Ratio | |
| Payout Ratio (Last Fiscal Year) | -99,999.99% |
| Payout Ratio (Trailing Twelve Months) | -99,999.99% |
| Quick Ratio | |
| Quick Ratio (Last Fiscal Year) | -100,000 |
| Quick Ratio (Most Recent Quarter) | -100,000 |
| Enterprise Value | |
| Current Enterprise Value to Free Cash Flow (Last Fiscal Year) | -100,000 |
| Current Enterprise Value to Free Cash Flow (Trailing Twelve Months) | -100,000 |
| Current Ratio | |
| Current Ratio (Last Fiscal Year) | 1 |
| Current Ratio (Most Recent Quarter) | 1 |
| Free Cash Flow | |
| Free Cash Flow (Last Fiscal Year) | 32.8M |
| Free Cash Flow (Trailing Twelve Months) | 11.8M |
| Net Interest Coverage | |
| Net Interest Coverage (Last Fiscal Year) | -1 |
| Net Interest Coverage (Trailing Twelve Months) | -4 |
| Total Debt to Equity | |
| Total Debt to Equity (Last Fiscal Year) | 68 |
| Total Debt to Equity (Most Recent Quarter) | 202 |
| Management Effectiveness | |
|---|---|
| Return on Assets | |
| Return on Assets (Last Fiscal Year) | -46.93% |
| Return on Assets (Trailing Twelve Months) | -42.70% |
| Return on Assets (5 Year) | -48.91% |
| Return on Equity | |
| Return on Equity (Last Fiscal Year) | -492.43% |
| Return on Equity (Trailing Twelve Months) | -99,999.99% |
| Return on Equity (5 Year) | -435.18% |
| Return on Investment | |
| Return on Investment (Last Fiscal Year) | -102.07% |
| Return on Investment (Trailing Twelve Months) | -121.67% |
| Return on Investment (5 Year) | -88.12% |