IntegraFin
IntegraFin
IHP
LSE
315.70
GBX
-1.34%
About
IntegraFin Holdings plc is a United Kingdom-based investment platform company. The Company is an operator of Transact, the United Kingdom’s investment platform for clients and the United Kingdom financial advisers. The Company operates through three segments: Investment administration services segment comprises services performed by Integrated Financial Arrangements Ltd (IFAL), which is the provider of the Transact wrap service; Insurance and life assurance business segment comprises IntegraLife UK Limited (ILUK) and IntegraLife International Limited (ILInt), insurance companies which provide the Transact Personal Pension, Executive Pension, Section 32 Buy-Out Bond, Transact Onshore and Offshore Bonds, and Qualifying Savings Plan on the Transact platform; Adviser back-office technology segment comprises Time4Advice (T4A), provider of financial planning technology to adviser and wealth management firms via the CURO adviser support system..
Financials Amount (in millions)
Income statement
Balance sheet
Cash flow
Ratios
| Price and Volume | |
|---|---|
| Volume | |
| Ten Day Average Volume | 250.3K |
| Three Month Average Volume | 7.5M |
| High Low | |
| Fifty-Two Week High | 3.95 GBX |
| Fifty-Two Week Low | 2.08728 GBX |
| Fifty-Two Week High Date | 02 Sep 2024 |
| Fifty-Two Week Low Date | 27 Oct 2023 |
| Price and Volume | |
| Current Price | 3.835 GBX |
| Beta | 1 |
| Relative Price Change | |
| Four Week Relative Price Change | 3.54% |
| Thirteen Week Relative Price Change | 5.35% |
| Twenty-Six Week Relative Price Change | 25.44% |
| Fifty-Two Week Relative Price Change | 42.36% |
| Year-to-Date Relative Price Change | 17.19% |
| Price Change | |
| One Day Price Change | -0.90% |
| Thirteen Week Price Change | 6.53% |
| Twenty-Six Week Price Change | 37.26% |
| Five Day Price Change | 0.79% |
| Fifty-Two Week Price Change | 59.79% |
| Year-to-Date Price Change | 26.48% |
| Month-to-Date Price Change | -0.90% |
| Per Share Data | |
|---|---|
| Book Value | |
| Book Value Per Share (Last Fiscal Year) | 0.57316 GBX |
| Book Value Per Share (Most Recent Quarter) | 0.57587 GBX |
| Tangible Book Value Per Share (Last Fiscal Year) | 0.50857 GBX |
| Tangible Book Value Per Share (Most Recent Quarter) | 0.51189 GBX |
| EBITD | |
| EBITD Per Share (Trailing Twelve Months) | 0.34138 GBX |
| Revenue | |
| Revenue Per Share (Last Fiscal Year) | 0.40718 GBX |
| Revenue Per Share (Trailing Twelve Months) | 0.41896 GBX |
| Dividend | |
| Dividend Per Share (Last Fiscal Year) | 0.102 GBX |
| Dividend Per Share (Trailing Twelve Months) | 0.102 GBX |
| Dividend Per Share (5 Year) | 0.093 GBX |
| Earnings Per Share | |
| Excluding Extraordinary Items (Last Fiscal Year) | 0.15062 GBX |
| Excluding Extraordinary Items (Trailing Twelve Months) | 0.15786 GBX |
| Normalized (Last Fiscal Year) | 0.15163 GBX |
| Basic Excluding Extraordinary Items (Last Fiscal Year) | 0.15085 GBX |
| Basic Excluding Extraordinary Items (Trailing Twelve Months) | 0.15812 GBX |
| Including Extraordinary Items (Last Fiscal Year) | 0.15062 GBX |
| Including Extraordinary Items (Trailing Twelve Months) | 0.15786 GBX |
| Cash | |
| Cash Per Share (Last Fiscal Year) | 4.88799 GBX |
| Cash Per Share (Most Recent Quarter) | 5.2375 GBX |
| Cash Flow Per Share (Last Fiscal Year) | 0.15877 GBX |
| Cash Flow Per Share (Trailing Twelve Months) | 0.1636 GBX |
| Free Cash Flow Per Share (Trailing Twelve Months) | 0.51675 GBX |
| Margins | |
|---|---|
| Cash Flow Revenue | |
| Cash Flow Revenue (5 Year) | 68 |
| Cash Flow Revenue (Trailing Twelve Months) | 123 |
| Pretax Margin | |
| Pretax Margin (Trailing Twelve Months) | 86.67% |
| Pretax Margin (Last Fiscal Year) | 55.37% |
| Pretax Margin (5 Year) | 49.18% |
| Gross Margin | |
| Gross Margin (Last Fiscal Year) | 90.66% |
| Gross Margin (Trailing Twelve Months) | 91.43% |
| Gross Margin (5 Year) | 94.67% |
| Operating Margin | |
| Operating Margin (Last Fiscal Year) | 50.70% |
| Operating Margin (Trailing Twelve Months) | 80.04% |
| Operating Margin (5 Year) | 47.96% |
| Net Profit Margin | |
| Net Profit Margin (Last Fiscal Year) | 36.99% |
| Net Profit Margin (Trailing Twelve Months) | 37.68% |
| Net Profit Margin (5 Year) | 38.69% |
| Growth | |
|---|---|
| Book Value | |
| Book Value Per Share (5 Year) | 11.47% |
| Tangible Book Value (5 Year) | 11.59% |
| Free Operating Cash Flow | |
| Free Operating Cash Flow (5 Year) | -99,999.99% |
| Revenue | |
| Revenue Change MRQ vs 1 Year Ago | 5.86% |
| Revenue Growth (3 Year) | 8.15% |
| Revenue Change (Trailing Twelve Months) | 4.31% |
| Revenue Per Share Growth | 8.15% |
| Revenue Growth (5 Year) | 7.92% |
| Capital Spending Debt | |
| Capital Spending (5 Year) | 5.25% |
| Total Debt (5 Year) | -99,999.99% |
| Dividends | |
| Dividend Growth (3 Year) | 7.11% |
| Earnings Per Share | |
| EPS Change MRQ vs 1 Year Ago | 10.90% |
| EPS Change (Trailing Twelve Months) | 29.16% |
| EPS Growth (3 Year) | 8.68% |
| EPS Growth (5 Year) | 3.14% |
| EBITDA | |
| EBITDA (5 Year) | 8.95% |
| EBITDA (5 Year Interim) | 17.23% |
| Net Profit Margin | |
| Net Profit Margin Growth (5 Year) | 0.50% |
| Valuation | |
|---|---|
| Total Price to Book | |
| Price to Tangible Book (Last Fiscal Year) | 8 |
| Price to Tangible Book (Most Recent Quarter) | 7 |
| Price to Free Cash Flow | |
| Price to Free Cash Per Share (Last Fiscal Year) | -100,000 |
| Price to Free Cash Per Share (Trailing Twelve Months) | 7 |
| Net Debt | |
| Net Debt (Most Recent Quarter) | -1,732,000,000 |
| Net Debt (Last Fiscal Year) | -1,618,400,000 |
| Price to Sales | |
| Price to Sales (Last Fiscal Year) | 9 |
| Price to Sales (Trailing Twelve Months) | 9 |
| Price to Earnings | |
| PE Excluding Extraordinary Items (Last Fiscal Year) | 24 |
| PE Normalized (Last Fiscal Year) | 25 |
| PE Basic Excluding Extraordinary Items (Trailing Twelve Months) | 18 |
| PE Excluding Extraordinary Items High (Trailing Twelve Months) | 37 |
| PE Excluding Extraordinary Items Low (Trailing Twelve Months) | 16 |
| PE Including Extraordinary Items (Trailing Twelve Months) | 24 |
| Dividends | |
| Dividend Yield (5 Year) | 2.47% |
| Dividend Yield | 2.66% |
| Current Dividend Yield | 2.66% |
| Price to Book | |
| Price to Book (Last Fiscal Year) | 7 |
| Price to Book (Most Recent Quarter) | 7 |
| Financial Strength | |
|---|---|
| Debt to Equity | |
| Long Term Debt to Equity (Last Fiscal Year) | 0 |
| Long Term Debt to Equity (Most Recent Quarter) | 1 |
| Payout Ratio | |
| Payout Ratio (Last Fiscal Year) | 67.74% |
| Payout Ratio (Trailing Twelve Months) | 44.36% |
| Quick Ratio | |
| Quick Ratio (Last Fiscal Year) | -100,000 |
| Quick Ratio (Most Recent Quarter) | -100,000 |
| Enterprise Value | |
| Current Enterprise Value to Free Cash Flow (Last Fiscal Year) | -19 |
| Current Enterprise Value to Free Cash Flow (Trailing Twelve Months) | -24 |
| Current Ratio | |
| Current Ratio (Last Fiscal Year) | 1 |
| Current Ratio (Most Recent Quarter) | 1 |
| Free Cash Flow | |
| Free Cash Flow (Last Fiscal Year) | -27,200,000 |
| Free Cash Flow (Trailing Twelve Months) | 171.2M |
| Net Interest Coverage | |
| Net Interest Coverage (Last Fiscal Year) | -100,000 |
| Net Interest Coverage (Trailing Twelve Months) | -100,000 |
| Total Debt to Equity | |
| Total Debt to Equity (Last Fiscal Year) | 1 |
| Total Debt to Equity (Most Recent Quarter) | 2 |
| Management Effectiveness | |
|---|---|
| Return on Assets | |
| Return on Assets (Last Fiscal Year) | 0.21% |
| Return on Assets (Trailing Twelve Months) | 0.20% |
| Return on Assets (5 Year) | 0.23% |
| Return on Equity | |
| Return on Equity (Last Fiscal Year) | 27.49% |
| Return on Equity (Trailing Twelve Months) | 28.83% |
| Return on Equity (5 Year) | 30.90% |
| Return on Investment | |
| Return on Investment (Last Fiscal Year) | 21.64% |
| Return on Investment (Trailing Twelve Months) | 21.82% |
| Return on Investment (5 Year) | 21.61% |