Carver Bancorp
Carver Bancorp
CARV
NASDAQ
1.52
USD
2.70%
About
Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank (Carver Federal), a federally chartered savings bank. The Company conducts business as a unitary savings and loan holding company. Carver Federal is engaged in a range of consumer and commercial banking services. Carver Federal provides deposit products, including demand, savings and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its local market area within New York City.
In addition to deposit products, Carver Federal offers a number of other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay and telephone banking. Carver Federal offers loan products covering a variety of asset classes, including commercial and multifamily mortgages, and business loans.
Carver Federal also offers a suite of products and services for unbanked and underbanked consumers, branded as Carver Community Cash..
Financials Amount (in millions)
Income statement
Balance sheet
Cash flow
Ratios
| Price and Volume | |
|---|---|
| Volume | |
| Ten Day Average Volume | 5.8K |
| Three Month Average Volume | 986.0K |
| High Low | |
| Fifty-Two Week High | 2.93 USD |
| Fifty-Two Week Low | 1.15 USD |
| Fifty-Two Week High Date | 01 Sep 2023 |
| Fifty-Two Week Low Date | 26 Oct 2023 |
| Price and Volume | |
| Current Price | 1.95 USD |
| Beta | 1 |
| Relative Price Change | |
| Four Week Relative Price Change | 4.28% |
| Thirteen Week Relative Price Change | -5.60% |
| Twenty-Six Week Relative Price Change | 5.56% |
| Fifty-Two Week Relative Price Change | -44.22% |
| Year-to-Date Relative Price Change | -16.41% |
| Price Change | |
| One Day Price Change | -0.84% |
| Thirteen Week Price Change | 1.04% |
| Twenty-Six Week Price Change | 16.07% |
| Five Day Price Change | -2.50% |
| Fifty-Two Week Price Change | -30.11% |
| Year-to-Date Price Change | -1.02% |
| Month-to-Date Price Change | -1.02% |
| Per Share Data | |
|---|---|
| Book Value | |
| Book Value Per Share (Last Fiscal Year) | 8.22993 USD |
| Book Value Per Share (Most Recent Quarter) | 7.75375 USD |
| Tangible Book Value Per Share (Last Fiscal Year) | 8.22993 USD |
| Tangible Book Value Per Share (Most Recent Quarter) | 7.75375 USD |
| EBITD | |
| EBITD Per Share (Trailing Twelve Months) | -0.08281 USD |
| Revenue | |
| Revenue Per Share (Last Fiscal Year) | 6.04295 USD |
| Revenue Per Share (Trailing Twelve Months) | 5.45848 USD |
| Dividend | |
| Dividend Per Share (Last Fiscal Year) | -99999.99 USD |
| Dividend Per Share (Trailing Twelve Months) | 0 USD |
| Dividend Per Share (5 Year) | -99999.99 USD |
| Earnings Per Share | |
| Excluding Extraordinary Items (Last Fiscal Year) | -0.61432 USD |
| Excluding Extraordinary Items (Trailing Twelve Months) | -0.75509 USD |
| Normalized (Last Fiscal Year) | -0.61432 USD |
| Basic Excluding Extraordinary Items (Last Fiscal Year) | -0.61432 USD |
| Basic Excluding Extraordinary Items (Trailing Twelve Months) | -0.75443 USD |
| Including Extraordinary Items (Last Fiscal Year) | -0.61432 USD |
| Including Extraordinary Items (Trailing Twelve Months) | -0.75509 USD |
| Cash | |
| Cash Per Share (Last Fiscal Year) | 11.38368 USD |
| Cash Per Share (Most Recent Quarter) | 8.91658 USD |
| Cash Flow Per Share (Last Fiscal Year) | -0.41519 USD |
| Cash Flow Per Share (Trailing Twelve Months) | -0.52915 USD |
| Free Cash Flow Per Share (Trailing Twelve Months) | -1.42855 USD |
| Margins | |
|---|---|
| Cash Flow Revenue | |
| Cash Flow Revenue (5 Year) | -8 |
| Cash Flow Revenue (Trailing Twelve Months) | -26 |
| Pretax Margin | |
| Pretax Margin (Trailing Twelve Months) | -12.88% |
| Pretax Margin (Last Fiscal Year) | -10.17% |
| Pretax Margin (5 Year) | -14.00% |
| Gross Margin | |
| Gross Margin (Last Fiscal Year) | -99,999.99% |
| Gross Margin (Trailing Twelve Months) | -99,999.99% |
| Gross Margin (5 Year) | -99,999.99% |
| Operating Margin | |
| Operating Margin (Last Fiscal Year) | -10.17% |
| Operating Margin (Trailing Twelve Months) | -12.88% |
| Operating Margin (5 Year) | -14.00% |
| Net Profit Margin | |
| Net Profit Margin (Last Fiscal Year) | -10.17% |
| Net Profit Margin (Trailing Twelve Months) | -12.88% |
| Net Profit Margin (5 Year) | -14.00% |
| Growth | |
|---|---|
| Book Value | |
| Book Value Per Share (5 Year) | -8.37% |
| Tangible Book Value (5 Year) | -2.14% |
| Free Operating Cash Flow | |
| Free Operating Cash Flow (5 Year) | -99,999.99% |
| Revenue | |
| Revenue Change MRQ vs 1 Year Ago | 18.13% |
| Revenue Growth (3 Year) | 7.93% |
| Revenue Change (Trailing Twelve Months) | 21.67% |
| Revenue Per Share Growth | 0.36% |
| Revenue Growth (5 Year) | 18.77% |
| Capital Spending Debt | |
| Capital Spending (5 Year) | -34.02% |
| Total Debt (5 Year) | -62.01% |
| Dividends | |
| Dividend Growth (3 Year) | -99,999.99% |
| Earnings Per Share | |
| EPS Change MRQ vs 1 Year Ago | -36.16% |
| EPS Change (Trailing Twelve Months) | 33.84% |
| EPS Growth (3 Year) | -99,999.99% |
| EPS Growth (5 Year) | -99,999.99% |
| EBITDA | |
| EBITDA (5 Year) | -99,999.99% |
| EBITDA (5 Year Interim) | -99,999.99% |
| Net Profit Margin | |
| Net Profit Margin Growth (5 Year) | -99,999.99% |
| Valuation | |
|---|---|
| Total Price to Book | |
| Price to Tangible Book (Last Fiscal Year) | 0 |
| Price to Tangible Book (Most Recent Quarter) | 0 |
| Price to Free Cash Flow | |
| Price to Free Cash Per Share (Last Fiscal Year) | -100,000 |
| Price to Free Cash Per Share (Trailing Twelve Months) | -100,000 |
| Net Debt | |
| Net Debt (Most Recent Quarter) | -45,779,000 |
| Net Debt (Last Fiscal Year) | -58,416,000 |
| Price to Sales | |
| Price to Sales (Last Fiscal Year) | 0 |
| Price to Sales (Trailing Twelve Months) | 0 |
| Price to Earnings | |
| PE Excluding Extraordinary Items (Last Fiscal Year) | -100,000 |
| PE Normalized (Last Fiscal Year) | -100,000 |
| PE Basic Excluding Extraordinary Items (Trailing Twelve Months) | -100,000 |
| PE Excluding Extraordinary Items High (Trailing Twelve Months) | 25 |
| PE Excluding Extraordinary Items Low (Trailing Twelve Months) | 25 |
| PE Including Extraordinary Items (Trailing Twelve Months) | -100,000 |
| Dividends | |
| Dividend Yield (5 Year) | -99,999.99% |
| Dividend Yield | -99,999.99% |
| Current Dividend Yield | 0.00% |
| Price to Book | |
| Price to Book (Last Fiscal Year) | 0 |
| Price to Book (Most Recent Quarter) | 1 |
| Financial Strength | |
|---|---|
| Debt to Equity | |
| Long Term Debt to Equity (Last Fiscal Year) | 0 |
| Long Term Debt to Equity (Most Recent Quarter) | 0 |
| Payout Ratio | |
| Payout Ratio (Last Fiscal Year) | -99,999.99% |
| Payout Ratio (Trailing Twelve Months) | -99,999.99% |
| Quick Ratio | |
| Quick Ratio (Last Fiscal Year) | -100,000 |
| Quick Ratio (Most Recent Quarter) | -100,000 |
| Enterprise Value | |
| Current Enterprise Value to Free Cash Flow (Last Fiscal Year) | -100,000 |
| Current Enterprise Value to Free Cash Flow (Trailing Twelve Months) | -100,000 |
| Current Ratio | |
| Current Ratio (Last Fiscal Year) | -100,000 |
| Current Ratio (Most Recent Quarter) | -100,000 |
| Free Cash Flow | |
| Free Cash Flow (Last Fiscal Year) | -6,931,000 |
| Free Cash Flow (Trailing Twelve Months) | -7,659,000 |
| Net Interest Coverage | |
| Net Interest Coverage (Last Fiscal Year) | -100,000 |
| Net Interest Coverage (Trailing Twelve Months) | -100,000 |
| Total Debt to Equity | |
| Total Debt to Equity (Last Fiscal Year) | 0 |
| Total Debt to Equity (Most Recent Quarter) | 0 |
| Management Effectiveness | |
|---|---|
| Return on Assets | |
| Return on Assets (Last Fiscal Year) | -0.40% |
| Return on Assets (Trailing Twelve Months) | -0.52% |
| Return on Assets (5 Year) | -0.52% |
| Return on Equity | |
| Return on Equity (Last Fiscal Year) | -14.73% |
| Return on Equity (Trailing Twelve Months) | -20.44% |
| Return on Equity (5 Year) | -19.36% |
| Return on Investment | |
| Return on Investment (Last Fiscal Year) | -99,999.99% |
| Return on Investment (Trailing Twelve Months) | -99,999.99% |
| Return on Investment (5 Year) | -99,999.99% |